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Mr. Steven Pinto – Chairman/ Independent Director is an accomplished banker and a corporate executive with an active career that has spanned over more than 44 years. He has recently retired as the Lead Director of the Chairman’s Supervisory Board from Emirates Investment Bank, UAE, prior to which he has been either the CEO or member of top management team of many well known institutions including Citibank India, Citibank Korea, Citibank Oman, Commercial Bank of Oman, Mashreq Bank Dubai, UAE, Abu Dhabi Commercial Bank (India), and Philips. He was also responsible for setting up a joint venture for GE Capital & Al Futtaim group in UAE.   His realms of expertise include Strategic Leadership, Corporate and Consumer Credit, Treasury and Retail Banking. He continues to be on the Board or Advisory Board of several corporations both international and domestic. He holds an Economics Honors (B.A) & a Masters in Management Studies (MMS) from Mumbai University.

Mrs. Kalpana Pandey – CEO/ Whole Time Director holds an M.Tech (Computer Science & Technology) & P. G. Diploma (Electronics &Communication) from IIT Roorkee. Her professional qualifications include TOGAF9, COBIT, CRISC, ITIL V3, CCNA & CNA . She has more than 22 years of experience in the banking and financial sector in various capacities. Prior to taking over this role, Kalpana was serving High Mark as Chief Technology Officer.

Before joining High Mark, she served HDFC Bank Limited as Senior Vice President and handled various responsibilities. She had started her career with State Bank of India and also worked with IDBI Principal Asset Mgmt Company as Head-Technology.

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