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On 25 November 2010, High Mark received the Certificate of Registration from RBI, to operate as Credit Information Bureau in India.

Click here to download High Mark's Certificate of Registration from RBI

High Mark, brings together advanced identity management technology from its own research team and draws global best practices in top tier bureau technology from CBC Companies (USA) , European Leader in Credit Bureau environment - CRIF S.p.A. (Italy) and the world's leading scoring technology from erstwhile Fair Isaac Corporation, FICO (USA) with an aim to create India's most innovative credit bureau. High Mark is also in the process of rolling out a complete suite of analytic and decision management solutions, to help its members and users make precise and informed business decisions.

To execute its pioneering vision, High Mark's highly talented, motivated and experienced team, is backed by a deeply experienced Board of Directors, and a community of investors comprising top flight financial institutions in all relevant segments.

High Mark also insures the highest level of integrity and corporate governance through the introduction of highly respected industry pioneers, as Independent Directors,

Operating Principle

In keeping with being a custodian of valuable private and sensitive information, and being a premier credit bureau, High Mark has adopted four Operating Principles.

Reciprocity: High Mark will follow the "Principle of Reciprocity˜ in its dealings with members. This implies that, Institutions can access credit information supplied by High Mark, subject to their Membership and Sharing of data with High Mark. However, Specified Users (as per CICRA) will be exempt from this requirement.

Neutrality: High Mark is a neutral service provider. It will treat all members and borrowers with honesty, transparency and without any bias.

Efficient Consumer Dispute Handling: High Mark will attempt to efficiently and promptly resolve requests / complaints from consumers.

Security Standards: Inviolable security is core to High Mark's business and operations. High Mark follows the highest standards of security, at all levels, functions and in all areas of its organization. Further, High Mark will also work with its members to help achieve iron-clad security.


Compliance & Information Security

High Mark is now the only bureau in India to be certified as being compliant to ISO27001:2005, Information Security, as applicable under Credit Information Companies (Regulation) Act (India, 2005) and Data Protection Act (UK, 1998)


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